Important: SpendNote is operated by Sildsys, LLC. SpendNote is designed for internal cash tracking only. Receipts generated are proof of handoff — not invoices or tax documents.
1. Acceptance of Terms
These Terms of Service ("Terms") constitute a legally binding agreement between you ("User", "you") and Sildsys, LLC, a Delaware limited liability company ("Company", "we", "us", "our"), operating the SpendNote service available at spendnote.app ("Service").
By accessing or using the Service, you agree to be bound by these Terms. If you disagree with any part of these Terms, you may not access the Service.
These Terms apply to all visitors, users, and others who access or use the Service.
2. Description of Service
SpendNote provides a cloud-based platform for:
- Creating and managing internal cash receipts
- Tracking cash movements within one or more Cash Boxes
- Generating printable and emailable proof of cash handoff
- Team collaboration and visibility features
SpendNote is not:
- An accounting or bookkeeping software
- A tax preparation or filing tool
- An invoice generation system
- A point-of-sale (POS) or cash register replacement
- A replacement for professional financial advice
The Service is intended solely for internal cash control, handoff documentation, and team audit trail purposes.
3. User Accounts
3.1 Registration
To use certain features of the Service, you must create an account. You agree to provide accurate, current, and complete information during registration and to update such information as necessary.
3.2 Privacy
Our collection and use of personal information is described in our Privacy Policy, which is incorporated into these Terms by reference.
3.3 Account Security
You are responsible for safeguarding your password and for all activities that occur under your account. You must notify us immediately at support@spendnote.app of any unauthorized use of your account.
3.4 Account Termination
We reserve the right to suspend or terminate accounts that violate these Terms, engage in fraudulent activity, or for any other reason at our reasonable discretion, with or without notice.
4. Acceptable Use
You agree not to use the Service to:
- Violate any applicable laws or regulations
- Infringe on intellectual property rights of others
- Transmit malware or harmful code
- Attempt to gain unauthorized access to the Service or its infrastructure
- Interfere with or disrupt the Service or its servers
- Use automated means (bots, scrapers) to access the Service without permission
5. Payment Terms
5.1 Subscription Plans
SpendNote offers various subscription plans as described on our Pricing page. Prices are subject to change with 30 days' prior notice.
5.2 Payment Processing
All payments are processed securely by Stripe, Inc. ("Stripe"), our third-party payment processor. By subscribing to a paid plan, you agree to Stripe's Services Agreement and Privacy Policy. We do not store your full credit card details on our servers.
5.3 Billing
Subscription fees are billed in advance on a monthly or annual basis depending on your selected plan. Your subscription will automatically renew at the end of each billing period unless you cancel before the renewal date.
5.4 Taxes
All fees are exclusive of applicable taxes. You are responsible for paying all applicable taxes (including sales tax, VAT, or similar). If we are required to collect taxes, they will be added to your invoice.
5.5 Failed Payments
If a payment fails, we will attempt to charge your payment method again. If payment remains unsuccessful after reasonable attempts, we may suspend or downgrade your account until payment is resolved.
6. Cancellation & Refunds
6.1 Cancellation
You may cancel your subscription at any time through your account settings. Cancellation takes effect at the end of your current billing period. You will retain access to paid features until the end of the period you have already paid for.
6.2 Money-Back Guarantee
We offer a 30-day money-back guarantee for all paid plans, provided that fewer than 20 transactions have been created during the billing period. If you are not satisfied within 30 days of your first payment and meet this condition, contact us at support@spendnote.app for a full refund.
6.3 Refund Policy
Refunds are not available if 20 or more transactions have been created during the billing period in question. Beyond the 30-day money-back guarantee period, subscription fees are non-refundable. No refunds will be issued for partial billing periods after cancellation.
6.4 Account & Data Deletion
You may permanently delete your account and all associated data at any time through your account settings. Deletion is immediate and irreversible — all receipts, transactions, cash boxes, and personal data will be permanently removed from our systems. We do not retain copies of deleted user data.
7. Intellectual Property
The Service and its original content, features, and functionality are owned by Sildsys, LLC and are protected by international copyright, trademark, and other intellectual property laws.
You retain ownership of all content you create using the Service. By using the Service, you grant us a limited, non-exclusive license to store, process, and display your content solely as necessary to provide the Service to you.
The SpendNote name, logo, and all related marks are trademarks of Sildsys, LLC. You may not use these marks without our prior written consent.
8. Disclaimer of Warranties
THE SERVICE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.
We do not warrant that:
- The Service will be uninterrupted, timely, secure, or error-free
- The results obtained from use of the Service will be accurate or reliable
- The Service will meet your specific requirements
9. Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, SILDSYS, LLC SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO:
- Loss of profits, revenue, data, or other intangible losses
- Service interruptions or errors
- Unauthorized access to or alteration of your data
- Any third-party conduct on the Service
- Any matter relating to the Service beyond our reasonable control
OUR TOTAL AGGREGATE LIABILITY SHALL NOT EXCEED THE GREATER OF (A) THE AMOUNT YOU PAID FOR THE SERVICE IN THE TWELVE (12) MONTHS PRECEDING THE CLAIM, OR (B) ONE HUNDRED U.S. DOLLARS ($100).
10. Indemnification
You agree to indemnify, defend, and hold harmless Sildsys, LLC, its officers, members, employees, and agents from and against any claims, liabilities, damages, losses, and expenses (including reasonable attorney's fees) arising out of or in any way connected with:
- Your use of the Service
- Your violation of these Terms
- Your violation of any third-party rights
- Any content you create or submit through the Service
11. Governing Law & Dispute Resolution
11.1 Governing Law
These Terms shall be governed by and construed in accordance with the laws of the State of Delaware, United States, without regard to its conflict of law provisions.
11.2 Dispute Resolution
Any dispute arising out of or relating to these Terms or the Service shall first be attempted to be resolved through good-faith negotiation. If the dispute cannot be resolved within thirty (30) days, either party may submit the dispute to binding arbitration administered by the American Arbitration Association (AAA) in accordance with its Commercial Arbitration Rules.
11.3 Class Action Waiver
You agree that any dispute resolution proceedings will be conducted only on an individual basis and not in a class, consolidated, or representative action.
11.4 Jurisdiction
For any matters not subject to arbitration, you consent to the exclusive jurisdiction of the state and federal courts located in the State of Delaware.
12. Changes to Terms
We reserve the right to modify these Terms at any time. We will provide at least 30 days' notice of material changes via email or through a prominent notice on the Service. Your continued use of the Service after changes become effective constitutes acceptance of the updated Terms. If you do not agree to the updated Terms, you must stop using the Service.
13. Contact Us
If you have questions about these Terms, please contact us:
- Email: legal@spendnote.app
- Support: support@spendnote.app
Sildsys, LLC
1111 S Governors Ave, B #45989
Dover, DE 19904
United States